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Your guest damages your property, what next?

An ongoing concern for Airbnb hosts is the prospect of damage to the property and/or contents or things going missing from the property. If you find yourself in this situation here are some things to keep in mind and some advice on how to prepare yourself for future issues.

Firstly, Airbnb does have up to one million dollars coverage for damage and stolen property but this might not cover all of your expenses and it is always a good idea to have a backup plan.

Another option provided by Airbnb is the security deposit, if you have experienced damaged or stolen property you need to visit the Airbnb Resolution Center to lodge a claim within 14 days of the guest checking out or before the next guest checks in, whichever comes first. You can read more here.

Of course, you may already have a homeowners policy in place for your property but it is rare for them to cover short-term rentals so you should always read the policy and communicate with your insurance company. If you’re renting your property out on a full-time basis then you’ll likely need to take out a business insurance policy and you’ll quite possibly also need landlord insurance.
If this all seems confusing and a lot to take in, you’re not alone. It is difficult to know what insurance policy is right for you and your individual situation. We’re here to help and we’d love to hear from you to know how we can help you ensure that your assets are properly covered.

Matt

I am originally from Athens, Georgia. I moved to California and have been living in San Diego since 2009. Prior to moving to San Diego I lived in Los Angeles for 3 years and made some great friends. I love to travel and look forward to the new relationships I will form through Airbnb.

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